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A simple, step-by-step approach to buying your first home in North Texas
So you know what to expect and what matters most.
The Plan
The Plan
Budget & pre-approval — know your payment range before you fall in love with a home
Home search strategy — neighborhoods, commute, and must-haves that hold value
Touring & decision-making — what to look for beyond the photos
Offer & negotiation — how we stay competitive without overpaying
Inspection & repairs — how to protect yourself and ask for the right things
Appraisal & underwriting — what can slow a deal down (and how we prevent it)
Closing week — final walkthrough, utilities, keys, and next steps
Down Payment & Assistance (DPA) - The Honest Version
Down Payment & Assistance (DPA) - The Honest Version
DPA can reduce cash-to-close, but it isn’t “free money.” The right choice depends on your monthly payment comfort and how long you plan to stay in the home.
DPA can reduce cash-to-close, but it isn’t “free money.” The right choice depends on your monthly payment comfort and how long you plan to stay in the home.
What I help you compare:
Cash needed today (down payment + closing + reserves)
Monthly payment (sometimes DPA trades for a higher rate)
Rules (income limits, location rules, and occupancy requirements)
Bottom line:
We’ll run a clean comparison so you choose the option that fits your goals—not just the lowest cash-to-close.
Common DPA Options Buyers Use (Examples)
Common DPA Options Buyers Use (Examples)
Programs change by lender, location, and availability, but common starting points include:
State and nonprofit programs designed for first-time buyers
Grant-style assistance (when available)
Deferred/forgivable second-loan structures (rules vary)
If you submit your info, I’ll help you identify which options are realistic for your scenario and connect you with the right lender plan if needed.
New Construction
New Construction
New construction (builder communities)
New construction (builder communities)
Best for: predictable costs, modern layouts, warranties, and incentive opportunities.
Upside:
New systems + lower near-term maintenance
Energy efficiency + modern floorplans
Incentives may reduce rate / closing costs (varies by builder)
What to watch:
Base price ≠ final price (lot premiums + upgrades)
Timelines can shift
Builder contracts and addenda are detail-heavy
How I guide you:
I help you compare incentives, choose the right lot, avoid upgrade overspending, and protect you through the builder contract + inspections.
Resale
Resale
Resale homes (existing homes)
Resale homes (existing homes)
Best for: established neighborhoods, mature landscaping, and “what you see is what you get.”
Upside:
Location variety + character
Often larger lots / more yard options
Negotiation can be flexible (depending on the seller)
What to watch:
Hidden costs (roof/HVAC/plumbing/cosmetics)
Insurance and maintenance can vary more
Competition can be intense in the best pockets
How I guide you:
I help you evaluate condition fast, estimate true ownership costs, and negotiate terms that protect you without slowing the deal down.
New Construction - What I Manage For You
New Construction - What I Manage For You
Builders are great at building. My role is making sure the details, costs, and protections stay clear—so you don’t overpay or miss what matters.
Incentives (real math): rate buy-down vs closing cost credit vs price reduction—what actually lowers your payment
Lot selection: privacy, road noise, sun direction, drainage, and future development around the community
Upgrade strategy: spend where it shows long-term (layout/structural choices) and avoid low-ROI add-ons
Contract + timelines: builder addenda, deposits, deadlines, design center terms, and “what happens if…” scenarios
Inspections (yes, on new builds): pre-drywall + final walk to catch issues early and create a clean punch list
Warranty clarity: what’s covered, what’s not, and how to document items the right way
I represent you—not the builder—so the guidance stays buyer-first.
What you’ll get when you submit the form
What you’ll get when you submit the form
A short list that fits your budget, timeline, and must-haves
New construction options (when relevant) with incentive notes to compare
Clear next steps so you’re not guessing what to do first
If you’re not sure whether resale or new construction is the better move, I’ll help you choose the smartest path.
Want a short list that fits your budget?
Want a short list that fits your budget?
Share your price range, timeline, and top 3 must-haves—and I'll send a short list that fits (Including new builds with current incentives when available)
30 Seconds. No Spam - Just Options That Fit
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